Last week I was talking to my sister on the phone. We talked for almost an hour, it was a long talk for me. I do like talking with her but sometimes I am busy here at home and can not stay so long on the phone. My sister asked me if she could borrow some money and I told her that I was not sure. I am not sure if I have enough money to pay my monthly bills here at home. I just paid my house payment and the electricity bill.
Every month there are a lot of bills to pay and I checked my bank account and I had no enough money to pay my credit card bill. I do not know what to do right now. The due date is next week and I need to pay them before the due date. I do not want to pay a late charge. My sister wants to borrow money and I need money to pay my credit card I am thinking about applying for a cash advances. I do not want to be behind on my bills and I will get paid in two weeks but the credit card payment is next week. I need to budget my money because I do not like being broke all the time.